Alepes helps you define how new money should flow into your portfolio, then directs contributions toward the holdings that need them most.
Rules-based capital allocation, with every decision explained.
Preview only — live transfers and live brokerage execution are not currently available.
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How it works
Your cash-flow policy decides whether and how much to deploy from new money — triggers, reserves, and caps. Your investment policy decides where it goes: the target allocation and bands that define your formation. Keeping them separate is what makes every decision explainable.
Cash-flow rules
WHEN
a qualifying deposit is detected
IF
checking remains above $5,000
THEN
invest 40% of the deployable amount
Formation
Formation is how close your portfolio is to its target allocation. Holdings drift over time; Alepes uses each new contribution to move the school back toward formation — underweight first, without forced selling.
| Symbol | Target | Current | Action |
|---|---|---|---|
| VTI | 50% | 44% | Buy |
| AAPL | 25% | 30% | Hold |
| VXUS | 25% | 26% | Hold |
New contribution → directed primarily toward VTI, the most underweight holding.
Shadow Mode
Shadow Mode evaluates your rules and shows exactly what would happen — a full plan, with nothing executed.
Explainability
Future capability
Designed for what comes next, Alepes may one day let models influence a Formation — at the level of a single holding, of the whole portfolio, or both. A model would never submit an order or move money. It produces investment intent, an input that Alepes resolves through your policy, constraints, and execution rules.
The model is an input to Alepes policy — not the authority. Every step after intent is Alepes's own deterministic machinery, unchanged.
A model assigned to one holding evaluates that asset and produces a signal or a constrained intent — a valuation read, a momentum view, a quality flag, a volatility measure, or a factor score. It never produces a broker order directly.
A Formation-wide model evaluates the portfolio as a whole and may propose target weights or portfolio-level adjustments. Alepes still validates the resulting Formation against your rules and safety constraints.
Formation model portfolio-risk-v4 AAPL → valuation-quality-v2 MSFT → momentum-v1 VTI → (no holding model)
When both levels exist, composition is explicit: holding models contribute asset-specific signals while a Formation-level model resolves those signals into a coherent portfolio view. There is no “most specific model wins.” Any override behavior is a policy you configure, not a default.
Example
Model: AAPL target = 40%
Constraint: max single holding = 20%
Result: Alepes caps the target at 20%
Example
Model: allocate $800
Capital plan: only $240 investable
Result: Alepes can allocate at most $240
A future model would first run in Shadow Mode, where Alepes compares the current Formation, your target Formation, and a model-resolved Formation — side by side, with nothing executed. This is a simulation to review, not a live allocation.
Current Formation
40 / 35 / 25
User target
50 / 30 / 20
Model-resolved target
44 / 38 / 18
A new flow of $500 would be allocated against the resolved target, and the difference would be explained — not silently adopted.
A future Alepes decision could record: which model was used, its version, the input snapshot, the resulting intent, the policy constraints applied, the final resolved Formation, the Shadow or execution decision, and an explanation of why the result changed. Alepes should be able to explain not only what a model suggested, but how Alepes transformed that suggestion into an allowed decision.
Alepes owns the model system. External libraries may provide model implementations.
Models produce investment intent. Alepes resolves that intent into a Formation and applies its existing deterministic financial and safety policies.
Momentum, valuation, volatility targeting, contribution tilt, and factor scoring — simple, explainable, and policy-bounded.
Proven portfolio-optimization libraries may one day provide Formation-wide models such as minimum volatility, maximum Sharpe, Black-Litterman, or hierarchical risk parity. This is an example of a type of integration, not something integrated today.
Alepes is designed to host multiple model types without making any one quantitative framework the financial brain of the product.
Models produce opinions. Alepes decides what is allowed.
Product preview
Static mock views of the product. No live connections, no real accounts.
| Symbol | Target | Current | Action |
|---|---|---|---|
| VTI | 50% | 44% | Buy |
| AAPL | 25% | 30% | Hold |
| VXUS | 25% | 26% | Hold |
New contribution → directed primarily toward VTI, the most underweight holding.
Alepes is being developed as a rules-based capital-allocation system. The preview shows product concepts and simulated behavior; live financial execution is not represented here.
Nothing moves without a rule and an allocation you authored. Reserves, caps, and target percentages are yours to set.
Alepes directs new money toward underweight holdings. It does not sell existing holdings unless you explicitly allow it.
This preview is for informational purposes only and is not a recommendation to buy or sell any security. Alepes does not currently offer live brokerage execution or funds transfer.